Priorities - Affordable Housing
There is a great deal of discussion on the issue of 'Affordable Housing'. People (Politicians, Bankers, Realtors etc.) are looking at solutions from down payment assistance, tax credits, seller concesions, builder incentives - all of which help - but the area we might be overlooking at is ourselves
How much of my INCOME should I spend for RENT or MORTGAGE payments?
This is an excelent BUDGET and PLANNING question everyone should think about, plan for and implement. Plans always out perform whims! There are a two reasonable RATIO approaches to consider. The first ratio or rule of thumb, looking at GROSS INCOME, states that "You should aim for 28-30% of y
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